Having a good credit score is not just about removing negative items—it’s also about building and maximizing your credit potential. At Ortiz Platinum Group Solutions, we go beyond credit repair to help you establish, optimize, and strengthen your credit profile for long-term financial success.
With our Credit Maximization service, we implement proven strategies to ensure you not only have a clean credit report but also the highest possible credit score to unlock the best financial opportunities.
What Our Credit Maximization Service Includes
✅ Adding TradeLines: TradeLines are seasoned credit accounts that can help increase your credit score by improving your credit history, utilization, and payment history. By adding authorized user accounts, you can benefit from an older, positive credit history, which can significantly boost your creditworthiness.
✅ Credit Establishment Assistance: If you have little to no credit history, we help you open the right type of credit accounts that will positively impact your credit score. We guide you on how to: Open secured credit cards or credit-builder loans, Get approved for low-risk credit lines, Avoid common mistakes that lower your score
✅ Credit Utilization Optimization: Your credit utilization ratio—the amount of credit used compared to your available limit—plays a major role in your credit score. We provide strategies to: Keep utilization below 30% for optimal credit scoring, Spread out balances across multiple accounts, Increase credit limits for better credit-to-debt ratio
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